System Architecture

Peridot uses a Hub & Spoke model to connect users from any blockchain to a unified lending & borrowing engine.

This allows us to:

• Centralize risk logic (like interest, collateral, and liquidations)

• Decentralize user interaction across many blockchains

• Maintain accurate and efficient accounting on a single high-performance chain

The design is both scalable and secure, enabling low-latency cross-chain operations using Wormhole’s Token Bridge and payload messaging.

Now let’s explore this Hub & Spoke model in detail.