Peridot Protocol
  • Introduction
    • Overview
      • What is Peridot?
      • Our Mission & Vision
      • Key Value Propositions
    • Why Cross-Chain DeFi?
      • Current Challenges in DeFi
      • How our Hub & Spoke model addresses these challenges
  • Architecture & Design
    • System Architecture
      • Overview of the Hub & Spoke Model
    • Core Components
      • Compound Based Lending & Borrowing Modules
      • Wormhole Integration: Token Transfer with Payload
      • On-Chain Accounting & Interest Rate Models
    • Integration Details
  • Easy Mode: Onramp & Offramp for New Users
    • Overview of Easy Mode
    • Goals
    • Key Features
  • Contact
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  • Seamless Cross-Chain Lending & Borrowing
  • Unified Liquidity Across Chains
  • Easy Mode for Web2 & DeFi Newcomers
  • Security & Trust by Design
  • Designed for Growth
  1. Introduction
  2. Overview

Key Value Propositions

Peridot stands out by solving real problems in DeFi and onboarding the next wave of users with accessibility in mind.

Seamless Cross-Chain Lending & Borrowing

  • Lend and borrow across different chains without leaving the app.

  • Deposit collateral on one chain and borrow from another — instantly and trustlessly.

  • Powered by Wormhole’s cross-chain messaging and secure token bridge.

Unified Liquidity Across Chains

  • All liquidity and accounting are centralized on the Hub chain, eliminating fragmentation.

  • Capital efficiency is maximized through shared pools, allowing for optimized interest rates and utilization.

Easy Mode for Web2 & DeFi Newcomers

  • Users can deposit fiat (USD) via PayPal, bank transfer, etc. directly into the protocol.

  • Peridot automatically converts fiat to stablecoins (e.g., USDC/USDT), manages wallets, and handles the blockchain complexity in the background.

  • Offers a simplified interface with no need for a crypto wallet or technical knowledge.

Security & Trust by Design

  • Built on audited Compound V2 contracts.

  • Verified cross-chain messages and token transfers with Wormhole VAAs.

  • Oracle-integrated with Pyth and Witnet for accurate price feeds.

Designed for Growth

  • Scalable Hub & Spoke architecture supports rapid expansion to new chains.

  • Modular and composable — integrates with DeFi primitives, yield strategies, and advanced tools like perpetuals in the future.

Peridot isn’t just another lending protocol — it's cross-chain DeFi reimagined for everyone.

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Last updated 11 days ago